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How does Smoking affect your Life Insurance Rates and Premiums?


Image via Wikipedia If you are a smoker or tobacco product user and looking for a life insurance policy then you should be prepared for the fact that your premiums will be higher. Smokers Life Insurance plans are simply higher due to the fact that their life expectancy is shorter than those that don’t use tobacco products. Below is a great article talking about these points and what to expect as far as tobacco life insurance premiums and rates. Smoker? Ex Smoker? How Smoking Can Af


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